FOR FAQ SAKE

Most frequent questions and answers

SHORT ANSWER:  We focus on students and young professionals. People other advisors don’t deem as valuable enough to assist.  

LONG ANSWER: 

We base our business upon working with you to put you in the strongest possible financial position as you move through life. For us it’s not about making a quick buck on fees or putting you into a basic cheap product that isn’t good long term value for money. You can see that in our pricing and the products we recommend that this simply isn’t the case.

SHORT ANSWER:  Of course! 

LONG ANSWER: We are registered through the Financial Link Group Pty Ltd and have obtained the necessary qualifications to provide financial advice through the form of Corporate Authorised Representative. You can easily find our accreditationsat the bottom of our website pages in the “Legal Disclaimer”. We are based right here in Wollongong, at Innovation Campus, we’re normal people, just like you, but we’re passionate about helping people build their financial confidence. 

SHORT ANSWER: ABSOFU**INGLUTELY! 

LONG ANSWER:

We get this question all the time and it is one of our favourites…

We understand that Financial Advice sounds like something really big and heavy, and probably something you would need to ask your Mum about. 

But Fin15 is as versatile and fluid as you, were here to help guide you, and increase your financial education. It doesn’t matter that you don’t currently have a job, there are still countless ways Fin15 can help you right now, setting you up for the future. It would be worth giving us a call, sending an email or Facebook message or even dropping into our office to make sure you are in the best financial position for when you do gain employment. 

For example, even though you don’t have a job now, if you have had a job or more than one in the past, you may have more than one Superannuation account, or the Superannuation fund you are with may be charging you hefty management fees which eat up your Super balance. It’s worth getting your Super and it’s Insurances sorted now, while you’re young, even if you are un-employed. In fact,if you check out Jenny, you can see it could literally be worth thousands! 

SHORT ANSWER:  A lot less than you’d think…

LONG ANSWER:  Of course it depends on what services you would need or want, but the main thing to remember when it comes to our prices is that there are no out of pocket costsfor our services. Unlike traditional financial advisory companies who charge you obscenely by the hour, Fin15 eliminates costs through automation, therefore we can charge a fixed fee that comes out of your Super, so you’re not out of pocket. Typically, (without discounts from referring a friend or from a promotion), for our team to develop a plan for you would cost a $100 deposit which is returned to you if you decide to continue and let our team implement the plan. Our Super Strategy Bundle will set your Super back by a mere $250for under 30’s, compared to its traditional market value of more than $5000. Traditional advisers charge an ongoing fee for investing your money of about 1.5%, here at Fin15 we only charge you 0.5% if you are under 30’s. 

We know what it’s like to be a struggling student or young professional, we’ve been there. That’s why we’ve developed our own unique way of making financial confidence affordable and easy. 

SHORT ANSWER:  A full financial health check and rehabilitation

 LONG ANSWER:  Our Super Strategy Bundle is the way to go for value, it includes Super Search and Consolidation, Insurance Inspection and Remedy, as well as Budgeting, Tax and Investment Advice. Normally something like our Super Strategy Bundle would cost between $5000-$10,000 and 1.5% of money invested depending on which financial advisor you consult. But we give you real bang for your buck! 

SHORT RESPONSE: Ummmm, that’s EXACTLY why you need us! 

LONG RESPONSE:

We better than anyone understand that the world of finance is super confusing, there is lots of jargon used and it’s hard to feel safe and confident. But our passion is building financial confidence and education amoung young people so they can take real action in their finance. We are focused on fostering our client relationships and pride ourselves on breaking down all the finance confusioninto something you not only understand but feel empowered to enact. Come and see for yourself! We’re always happy to see a new face at our office, or if phone and email is more your style we can answer any question you may have! 

CAN’T FIND YOUR QUESTION? ASK US!

 Fin15 is operated in Australia by Wedan Consulting Pty Ltd ABN: 21 604 912 736

Corporate Authorised Representative No. 1254908 of The FinancialLink Group Pty Ltd

Australian Financial Services Licensee No. 240938

Wence Peraza – Authorized Representative No. 1254907 of The FinancialLink Group Pty Ltd

Australian Financial Services Licensee No. 240938

Financial Services Guide